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BoostFi

Intelligence for the next decision

Business credit,
made intelligent.

BoostFi turns disconnected bureau reports, cash-flow data, and business details into clear intelligence—and a practical plan for what to do next.

No payment required for the launch free experience.

BUSINESS CREDIT INTELLIGENCE
Sample profile

BoostFi intelligence score

82/100

Strong

Experian

76

Equifax

642

D&B

80

J

CREDIT JOSH AI

Your profile is strongest in payment history. Prioritize two identity corrections before your next application.

Priority action plan

68%

Confirm business address
2Review discrepancies
3Build payment history

Cash-flow pulse

Deposit consistency Improving

UNDERSTAND

Your business profile

BUILD

A practical foundation

MONITOR

What changes over time

IMPROVE

The next best action

The old way is fragmented

Business credit shouldn’t be this complicated.

Owners have been expected to compare bureau files, track vendors, interpret scores, understand cash flow, research requirements, and decide what matters—all across different systems.

Why we built BoostFi
Bureau reports01
Business identity02
Vendor accounts03
Cash-flow data04
Education05
Funding requirements06

One BoostFi intelligence layer

Organized around the next decision, not the next tab.

Multi-bureau intelligence

Every score in context. Every difference easier to see.

Commercial bureaus use different scales, report dates, and methodologies. BoostFi keeps those differences intact while organizing the profile into a clearer working view.

Explore business credit intelligence
TRI-BUREAU INTELLIGENCESample data
E

Experian Business

76

Native scale 1–100

Good

E

Equifax Business

642

Native scale 101–992

Moderate

D

Dun & Bradstreet

80

Native scale 0–100

Low risk

BoostFi mapping layer: 2 identity differences and 1 balance change need review.

Credit Josh AI

Specialized business-credit intelligence • Demo

Why is my Experian business score lower than my Equifax profile?

Likely factors

The files may weigh payment patterns, utilization, and firmographic consistency differently. Start by reviewing the report dates and business identity fields.

1Compare report dates
2Confirm company address
3Review utilization
4Check missing tradelines

Credit Josh AI

Ask a better question. Get a more useful next step.

Credit Josh AI is built around business-credit knowledge and structured to separate likely factors, explanations, priorities, and next actions.

Explain bureau differences in plain language

Contextualize supported report information

Prioritize what deserves attention now

Meet Credit Josh AI

Action plan

A roadmap for building in the right order.

Start with the business foundation. Build payment history. Optimize the profile. Prepare with credit and cash-flow context together.

See the action plan

YOUR ROADMAP

6 OF 14 COMPLETE

Foundation

Business identity · Address consistency

2

Build

Vendor accounts · Payment history

3

Optimize

Utilization · Credit depth

4

Funding readiness

Cash flow · Application readiness

CASH-FLOW PULSE

$42,680 net inflow

Sample data

Average balance

$18.4K

Deposit consistency

Strong

Recurring obligations

7

Cash-flow intelligence

See the operating rhythm behind the business.

Client-authorized banking data can help clarify inflows, outflows, deposit consistency, average balance, and recurring obligations alongside—not in place of—commercial credit.

Plaid connection architecture is implemented in the authenticated application; live availability depends on deployment configuration.

Explore cash-flow intelligence

Build a documented reporting history.

Organize qualifying account and payment information for supported commercial reporting workflows—with transparent status and no score promises.

Business credit reporting

Explore business products with more context.

Discover banking, cards, payroll, vendors, and more through a marketplace designed to clarify categories—not manufacture certainty.

Visit marketplace

Free entry point

Start with a useful business-credit workspace for $0.

Create a business profile, upload supported reports, ask up to 20 Credit Josh questions monthly, begin a foundation plan, and explore the marketplace.

How it works

A clear path from account to action.

01

Create your free account

02

Add your business

03

Connect or upload information

04

See your business credit intelligence

05

Ask Credit Josh AI

06

Follow your action plan

07

Track progress

08

Explore marketplace opportunities

Your next business-credit decision can start with clarity.

Build your free profile and explore a more connected way to understand business credit.

Create free account